
Prices on anime AI girlfriend platforms are hard to compare: some sell months, some weeks, some credits, and each currency buys something different. I put all seven platforms side by side in US dollars, per month and per year.
Cheapest yearly plans: Candy AI at $3.99 a month, Joi at $47.99 a year and Nectar AI at $4.99 a month. Monthly plans cost $12.99 to $19.99 almost everywhere; Kupid AI is sold by the week.
Every platform in my ranking has a subscription, and most add a monthly currency on top: tokens on Candy AI, chips on Lovescape, dreamcoins on OurDream, Neurons on Joi, coins on Kupid, credits on Nectar. The subscription unlocks features; the currency pays for pictures, videos and other extras.
Yearly plans are always much cheaper per month, often half or less of the monthly price. Below, each platform gets its own block, then a table compares them.
Prices are the US dollar prices shown on each platform's plan page. Kupid shows euros to European visitors, so its dollar amounts are marked about. Promotions change; the structure of the plans rarely does.
Before comparing, decide what you need: just chat, your own character, or many pictures and videos. The cheapest plan for one need is not the cheapest for another.
Premium costs $3.99 a month on the 12 month plan ($47.88 a year), $8.99 a month on the 3 month plan and $13.99 for one month. Every plan includes 100 tokens a month, unlimited messages, character creation, images and video. A Premium Plus tier with 330 tokens a month sits above it. In the builder, a preview costs 1 token and bringing a character to life costs 10. The charge appears as EverAI.

Premium includes 600 chips a month and costs $19.99 for a month, $38.97 for three months or $95.88 for a year, about $7.99 a month. PRO includes 3,000 chips, downloads and face swap for $69.99, $149.97 or $359.88. Creating a character requires a paid plan.

Premium costs $19.99 a month or $9.99 a month on the yearly plan ($119.88 a year), with 1,000 dreamcoins a month and unlimited messages. Coin packs cost $11.99 for 1,000 and $49.99 for 5,000. A Deluxe tier with 5,000 coins a month exists. Free accounts start with 55 coins.

Premium costs $13.99 for one month (1,000 Neurons), $20.99 for three months (1,200 Neurons a month) and $47.99 for a year (1,500 Neurons a month). Text chat with catalog characters is free on a confirmed account.

Pro is sold by the week as a single payment that does not renew: about $4 a week on the 12 month option, about $7 a week on the 3 month option and about $15 for one week. Pro includes 100 coins a week, images, video and voice messages. Prices are shown in euros to European visitors.

One plan, Ultimate: $12.99 a month or $59.99 a year, which is $4.99 a month. It includes 5,000 credits a month, unlimited messages, memory, voice and video. Calls use credits by the second.

Premium costs $15 a month or $12 a month yearly; Deluxe $35 or $24.50 yearly; Elite $50 or $33 yearly. Higher tiers raise message allowances and memory.

If you know you will stay, take a yearly plan. Candy AI's yearly Premium is the cheapest way to build your own anime character, Joi's the cheapest way to get images on top of free text chat, and Nectar's the cheapest single plan with unlimited messages.
If you are not sure, take the shortest plan on one platform after trying its free tier, never three monthly plans at once.
Comparing tokens, chips, coins and credits is tricky because each platform prices actions differently. On Candy AI, building a character costs about 11 tokens out of 100 a month, and pictures in the chat use the rest. On OurDream, a portrait costs 5 dreamcoins and messages are free in Premium, so 1,000 coins go mostly to images and video. On Nectar AI, 5,000 credits cover generations and calls billed by the second.
The practical rule: if you mostly chat, the currency matters little and the subscription price is what counts. If you generate a lot, look at the currency included and the price of extra packs, such as OurDream's 1,000 coins for $11.99.
Three things raise the real cost. First, monthly plans: they look cheap in isolation but cost two to four times more per month than yearly plans. Second, video: on every platform it uses far more currency than a still image. Third, extra currency packs, which are easy to buy in the middle of a conversation.
None of the platforms in this ranking hides its plan prices once you reach the plan page, but some show them only after sign-up or at the end of the builder, like Lovescape. Kupid shows prices per week, which hides the monthly total.
Best value for building your own anime character: Candy AI Premium yearly, $3.99 a month with 100 tokens. Best value for free chat with a lot of characters: Joi, free, or $47.99 a year for extras. Best value for video: OurDream Premium yearly, $9.99 a month with 1,000 dreamcoins. Best single plan: Nectar AI Ultimate yearly, $4.99 a month with unlimited messages.
Twelve months on a monthly plan versus one yearly plan: Candy AI, $167.88 against $47.88. OurDream, $239.88 against $119.88. Joi, $167.88 against $47.99. Nectar AI, $155.88 against $59.99. Lovescape, $239.88 against $95.88. GirlfriendGPT Premium, $180 against $144.
The yearly plan saves between about $36 and $144 depending on the platform. If you are going to keep a platform for more than three or four months, the yearly plan is always the better deal.
Not necessarily. If you only want to talk, Joi's free text chat with its whole catalog and Kupid's free chat with your own character cover a lot. Pay when you want pictures, your own character on the platforms that charge for it, voice, or long memory.
Monthly price, yearly price per month and the monthly currency included, in US dollars.
| Platform | Monthly | Yearly per month | Included each month |
|---|---|---|---|
| Candy AI | $13.99 | $3.99 | 100 tokens |
| Lovescape | $19.99 | $7.99 | 600 chips |
| OurDream | $19.99 | $9.99 | 1,000 dreamcoins |
| Joi | $13.99 | $4.00 | 1,500 Neurons (yearly) |
| Kupid AI | about $15 a week | about $17 | 100 coins a week |
| Nectar AI | $12.99 | $4.99 | 5,000 credits |
| GirlfriendGPT | $15 | $12 | Premium allowance |
On a yearly plan, Candy AI at $3.99 a month, then Joi at $47.99 a year and Nectar AI at $4.99 a month.
Between $12.99 and $19.99 on most platforms: Nectar AI $12.99, Candy AI and Joi $13.99, GirlfriendGPT $15, Lovescape and OurDream $19.99.
Kupid sells Pro as a single payment for a period and displays it per week. About $4 a week on the yearly option is about $17 a month.
Each platform's currency for pictures, videos and extras, included every month with the subscription.
If you already know the platform, yes: yearly plans cost half or less per month.
Yes for US visitors. Kupid shows euros to European visitors, so its amounts here are approximate.
The cheapest yearly plan in the ranking is Candy AI Premium at $3.99 a month.
Candy AI tops our ranking: an anime tab full of ready-made characters and a builder that starts with an Anime style switch. Opening it costs nothing.
See Candy AI